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Support for regular purchasing
One credit application for the workplace products and services your organisation buys from AOS.
AOS business credit accounts
More flexibility for your business purchasing.
Apply to pay by invoice for your organisation’s workplace supplies. Keep purchasing moving, manage cash flow and give your accounts team a clear record of every order.
Apply for a credit accountNett monthly 30 days. Business credit limits are determined by credit assessment.
Business purchasing
Pay by invoice- Nett monthly 30 days payment terms
- Itemised VAT invoices
- Payment by bank transfer
A straightforward way to manage repeat purchasing.
Nett monthly 30 days
Pay by invoice on nett monthly 30-day terms. Your invoice shows the payment due date.
A team you can speak to
Contact AOS for help with your application, invoices or account details.
Before you start
What you will need to apply
To apply for a credit account with AOS Online, you will need to meet the following criteria.
- A UK registered LLP or LTD business, charity or local authority.
- For businesses, at least two years of trading and at least two years of filed Companies House accounts.
- A minimum required recurring monthly spend of £100.
- Authority to request a credit facility on behalf of your organisation.
- Authority to place orders on behalf of your organisation.
- A completed credit application, including two trade references and your organisation’s letterhead.
- Acceptance of the credit account terms and a returned copy signed by an authorised person in your organisation.
From registration to approval
Your business account.
Your credit application.
Registering with AOS gives your organisation an online account. Apply separately for a credit facility, with nett monthly 30-day payment terms.
Already registered? Use the details on your account and add the information we need for credit and invoicing.
- Register or sign in
Use your existing AOS business account, or register your organisation if you are new to AOS.
- Apply online and return your signed agreement
Complete the form below, review your details and send your application. Separately, email the signed two-page agreement and your organisation’s letterhead to our accounts team.
- Wait for your credit account confirmation
We assess your completed application and confirm your account details and approved limit. Your requested business credit limit may differ from the limit approved.
Already an AOS customer?
Sign in to check your registered organisation details before completing the application.
Sign in to your accountNew to AOS?
Start with business registration, then request a credit facility for your organisation.
Register your businessYour credit agreement
Read, sign and return your terms
Download the two-page credit account agreement. Read it, complete your organisation details, and ask an authorised person to sign and date it. Email both pages, with the acceptance on page 2 signed, and your organisation’s letterhead to [email protected]. Include your legal organisation name in the email subject.
Apply for business credit
Credit account application
Fields marked * are required. When you review, missing or invalid details are highlighted in red.
Before you apply
A few useful answers.
Is a business account the same as a credit account?
No. Registration creates your online account. A separate credit application enables your organisation to pay by invoice on nett monthly 30-day terms once the facility is confirmed.
Who can apply for a credit account?
UK registered LLP and LTD businesses, charities and local authorities can apply. Businesses must have traded for at least two years and have at least two years of filed Companies House accounts. A minimum recurring monthly spend of £100 is required. Schools and government bodies will receive a credit account after the application and signed paperwork are completed.
How much credit can I request?
Request the limit your organisation needs. For businesses, the credit check determines the amount approved, which may differ from the amount requested. Your credit limit is the maximum unpaid balance permitted, including VAT, rather than a monthly spending allowance.
What are your payment terms?
Our credit account payment terms are nett monthly 30 days, unless otherwise agreed in writing. Your invoices show their payment due dates. Pay by bank transfer using the details supplied by AOS.
Do I need two trade references?
Yes. The application asks for two major suppliers. For each reference, provide the supplier’s name, address, postcode and telephone number. Email addresses are optional. Include your organisation’s letterhead with your application.
Can I apply for a school or government body?
Yes. Schools and government bodies will receive a credit account. Complete the application and return the signed copy so AOS can set up the facility and confirm its limit. For schools, identify the school, academy trust or local authority responsible for payment. The business Companies House accounts test does not apply to a public body that does not file company accounts.
Do I need to sign the terms as well as tick the terms box?
Yes. Read the two-page credit account agreement, complete the organisation details and ask an authorised person to sign and date it. Online acceptance and a returned signed copy are both required. Download the agreement using the link above. Send the signed agreement and your letterhead separately to [email protected], with your legal organisation name in the subject.
What happens after I apply?
AOS checks that the application, trade references, letterhead and signed copy are complete. Business applications are credit-checked to determine the approved facility. We confirm your account details and credit limit before you start using the credit account.
Can I change my invoice contact later?
Yes. Contact our accounts team promptly if the invoice email, authorised contacts or legal business details change.
Make more of your business purchasing.
Explore AOS business benefits, including support and pricing options for organisations that buy regularly.
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